Jalil, Norasibah Abdul, Hamidah Yusof, Ahmad Zainal Abidin Abdul Razak, and Nek Kamal Yeop Yunus. “ANALYZING THE PAYMENT BEHAVIOR AND BASIC CHARACTERISTICS OF CREDIT CARD HOLDERS”. International Business Education Journal 4, no. 1 (December 1, 2011): 101–110. Accessed April 14, 2024. https://ojs.upsi.edu.my/index.php/IBEJ/article/view/1356.