Jalil, N. A., Yusof, H., Abdul Razak, A. Z. A. and Yeop Yunus, N. K. (2011) “ANALYZING THE PAYMENT BEHAVIOR AND BASIC CHARACTERISTICS OF CREDIT CARD HOLDERS”, International Business Education Journal, 4(1), pp. 101–110. Available at: https://ojs.upsi.edu.my/index.php/IBEJ/article/view/1356 (Accessed: 24 November 2024).